We’re lining up partner banks so you can apply once and compare hire-purchase offers side by side. It isn’t live yet — until it is, use the calculators to plan a budget you can take to any lender.
A bank pays the dealer in full. You take delivery the moment your deposit (typically 20%) lands in escrow.
Lottraq holds the VRC for the bank. You drive, insure and service the car. The title transfers to you on the final payment.
After the last installment, Lottraq releases the VRC to you and the bank closes the loan. No balloon, no surprise fees.
See your monthly payment for any vehicle price, deposit, or term. Then project the true cost of owning that car — fuel, insurance, service, depreciation.